Credit union · NCUA insured
Spokane City Credit Union Auto Loan Rates
Top CarrotSpokane City Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Spokane City Credit Union’s auto loan rates compare
Compared with banks and credit unions near Spokane, WA, where Spokane City Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Spokane City Credit Union
4.99%APR
- Terms
- —
- Up to
- —
Electric Vehicle Loans
Lowest rate
Responders Emergency Services Credit Union
3.99%APR
- Terms
- up to 72 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Spokane City Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Spokane City Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Existing SCCU loans are not eligible for this offer. Purchase or refinance from another lender. Qualified loans eligible for Giving Loan program. Free GAP coverage offered.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.79% | As low as 3.79% APR. Existing SCCU loans are not eligible. Purchase a car or refinance from another lender. |
Sources (1)
- sccu.net/auto-boat-rv-motorcycle-loans · captured Oct 4, 2026
Electric Vehicle Loans
Special rates for new and used electric vehicle purchases. Eligible for Giving Loan program.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Special rates as low as 4.99% APR on electric vehicle loans for new and used electric vehicle purchases. |
Sources (1)
- sccu.net/auto-boat-rv-motorcycle-loans · captured Oct 4, 2026
Who can join Spokane City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or goes to school in the state of Washington.
Membership information collected October 4, 2026.