Credit union · NCUA insured
SPACE AGE Auto Loan Rates
Top CarrotSPACE AGE auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How SPACE AGE’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where SPACE AGE has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
SPACE AGE
5.49%APR
- Terms
- up to 84 months
Auto Loan
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
SPACE AGE auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SPACE AGE ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Low rates on new and used cars. 100% financing available on new and used cars. Loan terms up to 84 months. Participation in CUDC Dealer Network.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | Rates shown apply to loans booked at a Space Age branch only; rates on loans booked at a dealership may differ. Rates subject to change and based on individual credit score. 100% financing available on new and used cars. Loan terms up to 84 months. |
| 60–84 months | 3.89% | Promotional rate (1.00% off qualifying APR) valid from June 15, 2026, to September 30, 2026. Requires opening a Space Age Checking Account with Direct Deposit and setting up Automatic Payments from the Space Age Checking Account to pay for the loan (0.50% off if checking account not opened). Available on auto, motorcycle, and ATV loans with a 60-month term or higher, closed at a Space Age branch location. Cannot be combined with other offers. Refinancing an existing Space Age Loan requires a minimum $5,000 balance increase. Includes 90 days no payments. |
Sources (4)
- spaceagecu.org
- spaceagecu.org/landing-pages/sizzling-hot-rates
- spaceagecu.org/loans/vehicle/auto-loans
- spaceagecu.org/loans/personal/loan-rates
All captured Oct 22, 2026
Motorcycle Loan
Rates apply to loans booked at a Space Age branch only; rates on loans booked at a dealership may differ. With approved credit. Your rate may vary based on individual credit score.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.74% | Rates apply to loans booked at a Space Age branch only; rates on loans booked at a dealership may differ. With approved credit. Your rate may vary based on individual credit score. |
| 60+ months | 5.74% | Promotional rate (1.00% off qualifying APR) valid from June 15, 2026, to September 30, 2026. Requires opening a Space Age Checking Account with Direct Deposit and setting up Automatic Payments from the Space Age Checking Account to pay for the loan (0.50% off if checking account not opened). Available on auto, motorcycle, and ATV loans with a 60-month term or higher, closed at a Space Age branch location. Cannot be combined with other offers. Refinancing an existing Space Age Loan requires a minimum $5,000 balance increase. Includes 90 days no payments. |
Sources (4)
- spaceagecu.org
- spaceagecu.org/loans/vehicle/auto-loans
- spaceagecu.org/loans/personal/loan-rates
- spaceagecu.org/landing-pages/sizzling-hot-rates
All captured Oct 22, 2026
Who can join SPACE AGE
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.