Southwest Airlines Federal Credit Union Credit Card Rates

How Southwest Airlines Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Dallas, TX, where Southwest Airlines Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Southwest Airlines Federal Credit Union
– –
No ongoing APR published
Lowest rate
Service 1st Credit Union
6.00%APR
Service 1st Credit Union rates
2nd-lowest rate
Unity One Credit Union
8.90%APR
Unity One Credit Union rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Visa Platinum

Applies to	APR	Annual fee	Conditions
Intro, 12 months	0.00%	None	Introductory APR on new purchases for the first 12 billing cycles (12 months) that the account is open. Applies to new Visa cards only.
Ongoing	11.75%–18.00%	None	Regular purchase APR after intro period, based on creditworthiness. Variable APR based on Prime Rate (Prime + 5.00% to 13.00%, max 18.00%).
Intro, 12 months	0.00%	None	Introductory balance transfer APR for the first 12 billing cycles (12 months). Balance transfers must be made in the first 90 days of account opening. Subject to a 2.99% balance transfer fee.

Sources (2)

All captured Oct 9, 2026

Visa Rewards

Membership required. Loan approval and APR based on creditworthiness, payment method and ability to repay. Variable APRs based on Prime Rate. 25-day grace period on purchases. Average daily balance method. Rewards: Earn 1 reward point per dollar spent. New account bonus offers available.

Applies to	APR	Annual fee	Conditions
Intro, 12 months	0.00%	None	Introductory APR on new purchases for the first 12 billing cycles (12 months) that the account is open. Applies to new Visa cards only.
Ongoing	12.75%–17.75%	None	Regular purchase APR after intro period, based on creditworthiness. Variable APR based on Prime Rate.
Intro, 12 months	0.00%	None	Introductory balance transfer APR for the first 12 billing cycles (12 months). Balance transfers must be made in the first 90 days of account opening. Subject to a 2.99% balance transfer fee.

Sources (2)

All captured Oct 9, 2026

Visa Signature

Membership required. Loan approval and APR based on creditworthiness, payment method and ability to repay. Variable APRs based on Prime Rate. 25-day grace period on purchases. Average daily balance method. Rewards: Earn 2 points on travel, 1 point on other categories. New account bonus offers available.

Applies to	APR	Annual fee	Conditions
Intro, 9 months	0.00%	None	Introductory APR on new purchases for the first 9 billing cycles (9 months) that the account is open. Applies to new Visa cards only.
Ongoing	14.75%–16.75%	None	Regular purchase APR after intro period, based on creditworthiness. Variable APR based on Prime Rate.
Intro, 12 months	0.00%	None	Introductory balance transfer APR for the first 12 billing cycles (12 months). Balance transfers must be made in the first 90 days of account opening. Subject to a 2.99% balance transfer fee.

Sources (2)

All captured Oct 9, 2026

Who can join Southwest Airlines Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Eligibility through employment or membership in one of over 200 Select Employee Groups (SEGs) in the Field of Membership.

Family and household

Eligibility for immediate family (spouses, brothers/sisters, parents, grandparents, children, and grandchildren) and household members.

Cost to join

Maintain a Membership Savings Account open with a minimum balance of $5 to retain membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Southwest Airlines Federal Credit Union overview