Bank · FDIC insured
SouthPoint Bank Credit Card Rates
SouthPoint Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How SouthPoint Bank’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where SouthPoint Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
SouthPoint Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR on purchases and balance transfers for the first 7 billing cycles after account opening. No annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- southpoint.bank/personal-credit-cards · captured Oct 22, 2026
Platinum with Cash Back
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% intro APR on purchases and balance transfers for the first 7 billing cycles after account opening. Earn 1% cash back on all purchases with a $35 annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- southpoint.bank/personal-credit-cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.