Bank · FDIC insured
Southern Bancorp
A $3B bank headquartered in Arkadelphia, AR, with 54 branches in 2 states.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Southern Bancorp
Formed as Southern Development Bank Corporation, the institution was founded to help strengthen underserved communities through financial access and investment.
Operating as a Community Development Financial Institution (CDFI), Southern Bancorp maintains 66 branches located primarily in underserved markets in the Mid-South.
Southern Bancorp is changing its name to Uplift Bank.
- Headquarters
- 601 Main St, Arkadelphia, AR 71923
- FDIC certificate
- 1528 ↗
Branches
54 branches in 2 states
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Arkansas
35 branches
Blytheville area · 5
- Blytheville Branch120 S 2nd St, Blytheville, AR 72315Directions
- East Branch1040 E Main St, Blytheville, AR 72315Directions
- Gosnell Branch599 S Air Base Hwy, Blytheville, AR 72315Directions
- North Branch807 N 6th St, Blytheville, AR 72315Directions
- South Branch1012 S Division St, Blytheville, AR 72315Directions
Hot Springs area · 3
- Airport Rd Branch206 Airport Rd, Hot Springs, AR 71913Directions
- Hot Springs - East Branch2212 Malvern Ave, Hot Springs, AR 71901Directions
- Hot Springs Branch4138 Central Ave, Hot Springs, AR 71913Directions
Arkadelphia area · 2
- Southern Bancorp BankMain office601 Main St, Arkadelphia, AR 71923Directions
- West Pine Branch2500 Pine St, Arkadelphia, AR 71923Directions
El Dorado area · 2
- El Dorado Branch1615 W Hillsboro St, El Dorado, AR 71730Directions
- Timberland Branch2421 N West Ave, El Dorado, AR 71730Directions
Little Rock area · 2
- 12th Street Branch3999 W 12th St, Little Rock, AR 72204Directions
- Little Rock Branch400 Hardin Rd, Little Rock, AR 72211Directions
West Helena area · 2
- Plaza Branch425 Plaza, West Helena, AR 72390Directions
- Round Branch432 N Sebastian, West Helena, AR 72390Directions
Barton area · 1
- Barton Branch6140 Hwy 49, Barton, AR 72312Directions
Bismarck area · 1
- Bismarck Branch6764 Arkansas 7, Bismarck, AR 71929Directions
DeWitt area · 1
- De Witt Branch220 W Cross St, DeWitt, AR 72042Directions
Elaine area · 1
- Main Street Branch128 Main Street, Elaine, AR 72333Directions
Eudora area · 1
- Eudora Branch2943 S Highway 65, Eudora, AR 71640Directions
Glenwood area · 1
- Glenwood Branch3 Caddo Crossing Dr, Glenwood, AR 71943Directions
Gurdon area · 1
- Gurdon Branch600 E Main St, Gurdon, AR 71743Directions
Hamburg area · 1
- Hamburg Branch210 N Main St, Hamburg, AR 71646Directions
Helena area · 1
- Cherry Street Branch502 Cherry St, Helena, AR 72342Directions
Jonesboro area · 1
- Jonesboro Branch2508 E Highland Dr, Jonesboro, AR 72401Directions
Lockesburg area · 1
- Lockesburg Branch103 W Main, Lockesburg, AR 71846Directions
Malvern area · 1
- Ash Street Branch208 S Ash St, Malvern, AR 72104Directions
Manila area · 1
- Manila Branch403 Highway 18 South, Manila, AR 72442Directions
Marion area · 1
- Marion Branch205 Block St, Marion, AR 72364Directions
Marvell area · 1
- Marvell Branch911 Highway 49, Marvell, AR 72366Directions
Mount Ida area · 1
- Mt Ida Branch506 Highway 270 E, Mount Ida, AR 71957Directions
Stuttgart area · 1
- Arkansas County Bank600 E 22nd St, Stuttgart, AR 72160Directions
Trumann area · 1
- Trumann Branch326 Highway 463 N, Trumann, AR 72472Directions
West Memphis area · 1
- Missouri Street Branch1103 N Missouri St, West Memphis, AR 72301Directions
Mississippi
19 branches
Greenville area · 2
- Greenville Branch215 S Broadway St, Greenville, MS 38701Directions
- Martin Luther King Branch1868 Martin Luther King Jr., Boulevard South, Greenville, MS 38701Directions
Canton area · 1
- Canton Branch648 E Peace St, Canton, MS 39046Directions
Carriere area · 1
- Picayune Branch9 E Lakeshore Dr, Carriere, MS 39426Directions
Clarksdale area · 1
- Clarksdale Branch875 S State St, Clarksdale, MS 38614Directions
Drew area · 1
- Drew Branch108 N Main St, Drew, MS 38737Directions
Hattiesburg area · 1
- Hattiesburg Branch3002 Hardy St, Hattiesburg, MS 39401Directions
Hernando area · 1
- Hernando Branch970 Byhalia Rd, Hernando, MS 38632Directions
Indianola area · 1
- Indianola Branch507 Highway 82 E, Indianola, MS 38751Directions
Lambert area · 1
- Lambert Branch815 Darby Avenue, Lambert, MS 38643Directions
Leland area · 1
- Leland Branch323 Highway 82 E, Leland, MS 38756Directions
Lula area · 1
- Lula Branch111 2nd St, Lula, MS 38644Directions
Madison area · 1
- Madison Branch1888 Main St, Madison, MS 39110Directions
Mound Bayou area · 1
- Mound Bayou Branch202 N Edwards Ave, Mound Bayou, MS 38762Directions
Olive Branch area · 1
- Olive Branch5218 Goodman Rd, Olive Branch, MS 38654Directions
Ruleville area · 1
- Ruleville Branch117 W Floyce St, Ruleville, MS 38771Directions
Shelby area · 1
- Second Ave. Branch2nd And Forest Street, Shelby, MS 38774Directions
Sledge area · 1
- Sledge Branch104 Main St, Sledge, MS 38670Directions
Webb area · 1
- Webb Branch11288 Highway 49 East, Webb, MS 38966Directions
Walk-in offices from the FDIC directory as of October 23, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.85% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.42% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.89% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalLeverage ratio11.85%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.42%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.89%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Southern Bancorp are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.