Credit union · NCUA insured
Southeastern Credit Union Credit Card Rates
Southeastern Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Southeastern Credit Union’s credit card rates compare
Compared with banks and credit unions near Valdosta, GA, where Southeastern Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southeastern Credit Union
9.99%APR
- Annual fee
- None
- Up to
- —
Visa Platinum
2nd-lowest rate
First Commerce Credit Union
11.74%APR
- Annual fee
- None
- Up to
- 17.99% APR
3rd-lowest rate
Colony Bank
12.74%APR
- Annual fee
- $95
- Up to
- —
Southeastern Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southeastern Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rates quoted are for well-qualified buyers. Actual rate is determined by credit worthiness and ability to repay. 25-day grace period for repayment of balance (rates schedule) / 10-day grace period (product page). Average daily balance including new purchases. Credit limit available up to $20,000 (rates schedule) / up to $25,000 (product page). |
Sources (2)
All captured Oct 22, 2026
Who can join Southeastern Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in any of the 14 service area counties are eligible for membership.
- Individuals who live or work in Ben Hill, Berrien, Brooks, Colquitt, Cook, Echols, Irwin, Lanier, Lowndes, Pierce, Tift, Thomas, Turner, or Ware County are eligible to join.
Employers and groups
- Individuals and businesses who join Friends of the Foundation are eligible for membership even if they live or work outside the field of membership.
Family and household
- Immediate family members of current members are eligible to join regardless of where they live.
Cost to join
- Membership requires a $25 share deposit into a Share Savings Account.
Membership information collected October 4, 2026.