Bank · FDIC insured
South Central State Bank CD Rates
South Central State Bank’s best CD rate is 4.05% APY on an 11-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How South Central State Bank’s CD rates compare
Compared with banks and credit unions near Hastings, NE, where South Central State Bank has the most branches. $10,000, best rate first.
This bank’s best
South Central State Bank
4.05%APY
- Term
- 11 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $371
Certificate of Deposit
Top rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $547
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
South Central State Bank CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo1.86%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where South Central State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.05%APY · 13 terms
Penalty may be imposed for early withdrawal. Minimum opening deposit required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for early withdrawal | 0.80% | $20 |
| 5 monthsPenalty may be imposed for early withdrawal | 3.95% | $163 |
| 6 monthsPenalty may be imposed for early withdrawal | 1.51% | $75 |
| 9 monthsPenalty may be imposed for early withdrawal | 1.56% | $117 |
| 11 monthsPenalty may be imposed for early withdrawal | 4.05% | $371 |
| 12 monthsPenalty may be imposed for early withdrawal | 1.61% | $161 |
| 15 months15 Months STEP-UP. Penalty may be imposed for early withdrawal | 3.75% | $471 |
| 18 monthsPenalty may be imposed for early withdrawal | 1.61% | $242 |
| 24 monthsPenalty may be imposed for early withdrawal | 1.76% | $355 |
| 30 monthsPenalty may be imposed for early withdrawal | 1.76% | $446 |
| 36 monthsPenalty may be imposed for early withdrawal | 1.81% | $553 |
| 48 monthsPenalty may be imposed for early withdrawal | 1.86% | $765 |
| 60 monthsPenalty may be imposed for early withdrawal | 1.86% | $965 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.