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Credit union · NCUA insured

South Bend Firefighters Credit Union Auto Loan Rates

South Bend Firefighters Credit Union auto loans start at 4.50% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.

How South Bend Firefighters Credit Union’s auto loan rates compare

Compared with banks and credit unions near South Bend, IN-MI, where South Bend Firefighters Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    South Bend Firefighters Credit Union

    4.50%APR

    Terms
    up to 72 months
    Up to
    —

    New Autos

  • Top Carrot, Carrot Score 92

    Lowest rate

    TLCU Financial

    4.24%APR

    Terms
    —
    Up to
    —

    TLCU Financial rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    Circle Federal Credit Union

    4.25%APR

    Terms
    up to 84 months
    Up to
    7.25% APR

    Circle Federal Credit Union rates

Compare auto loan rates near you →

South Bend Firefighters Credit Union auto loan score

87

Auto loan score

Higher than 78% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.50%
  • Used vehicleUsed4.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where South Bend Firefighters Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join South Bend Firefighters Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Family and household

  • Immediate family members and household members of members are eligible to join.

Cost to join

  • A $5 deposit is required to open a share savings account and establish membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← South Bend Firefighters Credit Union overview