Credit union · NCUA insured
Sound Federal Credit Union Credit Card Rates
Sound Federal Credit Union credit cards start at 14.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Sound Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bridgeport, CT, where Sound Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Sound Federal Credit Union
14.90%APR
- Up to
- —
Visa® Platinum Advantage
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Waterbury CT Teachers Federal Credit Union
8.50%APR
- Up to
- 17.50% APR
Sound Federal Credit Union credit card score
62
Credit card score
Higher than 7% of U.S. banks and credit unions
- Purchase APRPurchase APR14.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sound Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder (Secured)
Uses savings as collateral.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | 14.90% APR for purchases and cash advances. Uses savings as collateral. |
Sources (1)
- mysoundcu.org/credit-cards · captured Oct 7, 2026
Visa® Cashback
Receive 1% cashback on all eligible purchases on your VISA Cashback Card Cashback rewards will be deposited into your account quarterly
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Balance transfer rate is 0% for 12 months. Credit limits up to $25,000. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mysoundcu.org/credit-cards · captured Oct 7, 2026
Visa® Platinum Advantage
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Credit limits up to $25,000. |
| Intro, 12 months | 0.00% | None | Balance transfer rate is 0% for 12 months. Credit limits up to $25,000. |
Sources (1)
- mysoundcu.org/credit-cards · captured Oct 7, 2026
Who can join Sound Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or receive your education in Fairfield County, New Haven County, or Litchfield County.
Family and household
- Eligible if you have a family member related by blood or marriage who already has a Sound Membership.
Cost to join
- Open membership savings with as little as $1.
Membership information collected October 4, 2026.