Credit union · NCUA insured
Sorg Bay West Federal Credit Union Auto Loan Rates
Sorg Bay West Federal Credit Union auto loans start at 5.90% APR for a new vehicle and 6.90% for a used one. Rates checked October 16, 2026.
How Sorg Bay West Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Sorg Bay West Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sorg Bay West Federal Credit Union
5.90%APR
- Terms
- up to 72 months
- Up to
- —
New Vehicle Loan
Lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
2nd-lowest rate
Cincinnati Interagency Federal Credit Union
4.24%APR
- Terms
- —
- Up to
- —
Sorg Bay West Federal Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.90%
- Used vehicleUsed6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sorg Bay West Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
Same as Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.90% | Rates As Low As |
Sources (1)
- sorgbaywest.com/loanrates · captured Oct 7, 2026
New Vehicle Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.90% | Rates As Low As |
| up to 60 months | 5.90% | Rates As Low As |
| up to 72 months | 5.90% | Rates As Low As |
| up to 84 months | 5.90% | Rates As Low As |
Sources (1)
- sorgbaywest.com/loanrates · captured Oct 7, 2026
Used Vehicle Loans 1-3 Years Old
Vehicle age 1-3 years old
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.90% | Rates As Low As |
Sources (1)
- sorgbaywest.com/loanrates · captured Oct 7, 2026
Used Vehicle Loans 4-5 Years Old
Vehicle age 4-5 years old
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.90% | Rates As Low As |
Sources (1)
- sorgbaywest.com/loanrates · captured Oct 7, 2026
Used Vehicle Loans All Others
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.90% | Rates As Low As |
Sources (1)
- sorgbaywest.com/loanrates · captured Oct 7, 2026
Who can join Sorg Bay West Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship within the City of Middletown are eligible for membership.
Membership information collected October 5, 2026.