Credit union · NCUA insured
Solon Chagrin Falls FCU Auto Loan Rates
Solon Chagrin Falls FCU auto loans start at 5.25% APR for a new vehicle and 6.75% for a used one. Rates checked October 16, 2026.
How Solon Chagrin Falls FCU’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Solon Chagrin Falls FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Solon Chagrin Falls FCU
5.25%APR
- Terms
- 49–66 months
- Up to
- —
New Vehicle Loan
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Solon Chagrin Falls FCU auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed6.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Solon Chagrin Falls FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Motorcycle Loans
Credit score 740+. Automatic payment via payroll deduction or ACH. If not, add 0.25/0.26 to all rates. Maximum term 6 Years. Maximum loan 100% of purchase price.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.99% | For up to 48 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term 6 Years. |
| 49–60 months | 7.25% | From 49 to 60 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term 6 Years. |
| 61–72 months | 7.50% | From 61 to 72 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term 6 Years. |
New Vehicle Loan
Title required for collateral. Pre-approval available before shopping. Rates listed reflect 740+ credit score and payment made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | For up to 36 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
| 37–48 months | 4.75% | From 37 to 48 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
| 49–66 months | 5.25% | From 49 to 66 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
| 67–84 months | 5.50% | From 67 to 84 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
Refinanced New Vehicle Loans
Switch your new vehicle loan to the credit union at a lower rate within the first year. For vehicles no more than 1 year old. Maximum loan 100% of payoff for existing loan. Maximum term up to 84 months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | For up to 36 Months. For vehicles no more than 1 year old. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of payoff for existing loan. |
| 37–48 months | 4.75% | From 37 to 48 Months. For vehicles no more than 1 year old. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of payoff for existing loan. |
| 49–66 months | 5.25% | From 49 to 66 Months. For vehicles no more than 1 year old. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of payoff for existing loan. |
| 67–84 months | 5.50% | From 67 to 84 Months. For vehicles no more than 1 year old. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of payoff for existing loan. Maximum term 84 months. |
Sources (3)
- soloncu.com/wp-content/uploads/2026/09/LoanRates.pdf
- soloncu.com/loans/auto-loans
- soloncu.com/wp-content/uploads…/05/AutoLoanBrochure.pdf
All captured Oct 16, 2026
Used Motorcycle Loans
Credit score 740+. Automatic payment via payroll deduction or ACH. If not, add 0.25/0.26 to all rates. Maximum term 5 Years. Maximum loan 100% of purchase price.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.50% | For up to 48 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term 5 Years. |
| 49–60 months | 8.75% | From 49 to 60 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. Maximum term 5 Years. |
Used Vehicle Loan
Title required for collateral. Pre-approval available before shopping. Rates listed reflect 740+ credit score and payment made by payroll deduction or ACH. Maximum loan 100% of purchase price.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.99% | For up to 48 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
| 49–66 months | 6.75% | From 49 to 66 Months. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
| 67–72 months | 6.99% | From 67 to 72 Months. Gap Insurance required. Rates listed for 740+ credit score. Add .25/.26 to all rates if payments are not made by payroll deduction or ACH. Maximum loan 100% of purchase price. |
Who can join Solon Chagrin Falls FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active and retired employees of Chagrin Falls Exempted Village Schools are eligible for membership.
- Active and retired employees of Solon Board of Education are eligible for membership.
- Active and retired employees of Village of Chagrin Falls are eligible for membership.
Family and household
- Family members of active and retired employees of Solon Board of Education, Chagrin Falls Exempted Village Schools, and Village of Chagrin Falls are eligible for membership.
Cost to join
- Joining the credit union and becoming a member requires a $5.00 share deposit.
Membership information collected October 5, 2026.