Credit union · NCUA insured
Social Security Credit Union Credit Card Rates
Social Security Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Social Security Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where Social Security Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Social Security Credit Union
9.90%APR
- Up to
- —
Credit Card: Visa Platinum
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
Social Security Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Social Security Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card: Mastercard
Rate based on creditworthiness. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Rate based on creditworthiness; revolving term; fixed rate. |
Sources (1)
- ssacu.com/loan-rates · captured Sep 19, 2026
Credit Card: Visa Classic
Rate based on creditworthiness. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Rate based on creditworthiness; revolving term; fixed rate. |
Sources (1)
- ssacu.com/loan-rates · captured Sep 19, 2026
Credit Card: Visa Gold
Rate based on creditworthiness. Fixed rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Rate based on creditworthiness; revolving term; fixed rate. |
Sources (1)
- ssacu.com/loan-rates · captured Sep 19, 2026
Credit Card: Visa Platinum
Rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rate based on creditworthiness; revolving term. |
Sources (1)
- ssacu.com/loan-rates · captured Sep 19, 2026
Who can join Social Security Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All permanent contracted employees that work in the Social Security Administration Building are eligible for membership.
- Individuals in other offices or divisions under the jurisdiction of the Southeastern Program Service Center are eligible for membership.
Military, government and schools
- Federal employees located in the Greater Metropolitan Birmingham area are eligible for membership.
- Current and retired employees of the Social Security Administration and other Department of Health and Human Services offices in the Metropolitan Birmingham area are eligible for membership.
Family and household
- Family members of the member, related by blood or marriage, are eligible for membership.
Membership information collected October 4, 2026.