Credit union · NCUA insured
Skyward Credit Union Savings Rates
Skyward Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share. Rates checked October 16, 2026.
How Skyward Credit Union’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Skyward Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Skyward Credit Union
0.10%APY
- Minimum
- $0
- Earns on $10,000 a year
- $10
Special Share
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Skyward Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Skyward Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.10%APY
Regular Share account is required to become a member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAPY is variable and can change after opening. Dividends compounded and paid quarterly. $5.00 minimum opening balance; $100.00 minimum balance to earn APY. Regular Share account is required to become a member.$100 and up | 0.10% | $10 | APY is variable and can change after opening. Dividends compounded and paid quarterly. $5.00 minimum opening balance; $100.00 minimum balance to earn APY. Regular Share account is required to become a member. |
Sources (4)
- skywardcu.com/rates
- skywardcu.com/regular-share-savings
- skywardcu.com/savings-account
- skywardcu.com/accounts
All captured Oct 16, 2026
Special Share
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly.Any balance | 0.10% | $10 | No minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. |
Sources (1)
- skywardcu.com/rates · captured Oct 16, 2026
Special-purpose accounts
Christmas Club Share
0.50%APY
Each November 3rd, the Christmas Club balance automatically transfers to the regular savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Balance automatically transfers to regular savings account on November 3rd each year.Any balance | 0.50% | $50 | No minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Balance automatically transfers to regular savings account on November 3rd each year. |
Sources (3)
All captured Oct 16, 2026
IRA Share
0.50%APY
Available as Traditional IRA, Roth IRA, or Coverdell Education Savings Account (CESA). Subject to IRS rules and annual contribution limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Subject to IRS rules and annual contribution limits.Any balance | 0.50% | $50 | No minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Subject to IRS rules and annual contribution limits. |
Vacation Club Share
0.50%APY
Allows up to two fee-free withdrawals per year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Up to two fee-free withdrawals per year.Any balance | 0.50% | $50 | No minimum opening balance. APY is variable and can change after opening. Dividends compounded and paid quarterly. Up to two fee-free withdrawals per year. |
Sources (3)
All captured Oct 16, 2026
Aviator Crew (Youth Share Account)
0.10%APY
For youth up to age 17. A parent or guardian is required to be on any minor account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor members up to age 17. $5.00 minimum opening balance; $5.00 minimum balance to earn APY. APY is variable and can change after opening. Dividends compounded and paid quarterly.$5 and up | 0.10% | $10 | For members up to age 17. $5.00 minimum opening balance; $5.00 minimum balance to earn APY. APY is variable and can change after opening. Dividends compounded and paid quarterly. |
Sources (3)
All captured Oct 16, 2026
Who can join Skyward Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.