Credit union · NCUA insured
Skyward Credit Union Credit Card Rates
Skyward Credit Union credit card rates start at 11.75% APR. Rates checked October 16, 2026.
How Skyward Credit Union’s credit card rates compare
Compared with banks and credit unions near Wichita, KS, where Skyward Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Skyward Credit Union
– –
No ongoing APR published
Lowest rate
Campus Credit Union
8.90%APR
2nd-lowest rate
White Eagle Credit Union
9.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Skyward Mastercard®
Features include no balance transfer fee, no cash advance fee, no annual fee. Credit limits up to $25,000. Membership and certain other restrictions apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.90% | None | 1.90% introductory APR applies to purchases and balance transfers for new cardholders made within the first 12 billing cycles (or first 12 months) and then reverts to the standard rate assigned at account opening. |
| Ongoing | 11.75%–17.75% | None | Standard variable rate after introductory period based on Wall Street Journal Prime Rate (6.75% as of 1/1/2026) + margin based on creditworthiness. Rate adjusts monthly. |
Sources (3)
All captured Oct 16, 2026
Skyward Rewards Mastercard®
Earn 1.5% Cash Back / rewards on purchases everyday. Spend $500 in first 90 days and get 5,000 bonus points (new Rewards credit card accounts only). No balance transfer fee, no cash advance fee, no annual fee. Credit limits up to $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.90% | None | 1.90% introductory APR applies to purchases and balance transfers for new cardholders made within the first 12 billing cycles (or first 12 months) and then reverts to the standard rate assigned at account opening. |
| Ongoing | 13.75%–19.75% | None | Standard variable rate after introductory period based on Wall Street Journal Prime Rate (6.75% as of 1/1/2026) + margin based on creditworthiness. Rate adjusts monthly. |
Sources (3)
All captured Oct 16, 2026
Who can join Skyward Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.