Credit union · NCUA insured
SkyPoint Federal Credit Union Credit Card Rates
Top CarrotSkyPoint Federal Credit Union credit card rates start at 10.49% APR. Rates checked October 22, 2026.
How SkyPoint Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where SkyPoint Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SkyPoint Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
The ONE Card
Introductory APR on purchases and balance transfers for the first 12 months after account approval; after 12 months, variable APR applies based on Prime Rate plus margin depending on creditworthiness. Balance transfers are subject to a 3% fee and promotional rate does not apply to existing SkyPoint card balances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 9.99% | None | 9.99% intro APR on purchases for 12 months after account approval. |
| Ongoing | 14.49%–18.00% | None | After the 12-month promotional period, variable APR will be as low as 14.49% APR and as high as 18.00% APR based on the Prime Rate plus a margin based on borrower's credit rating. |
Sources (2)
All captured Oct 15, 2026
Visa Platinum
Rate is variable based on the Prime Rate plus a margin based on borrower credit rating. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.49% | None | As low as 10.49% APR based on borrower's credit score and creditworthiness. No balance transfer fee and no annual fee. APR is based on the Prime Rate plus a margin based on borrower's credit rating at time of application. |
Sources (2)
All captured Oct 15, 2026
Visa Platinum Rewards
APR is based on Prime Rate plus margin determined by credit score/rating at time of application.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | As low as 13.49% APR based on borrower's credit score at time loan is funded. APR is based on the Prime Rate plus a margin based on borrower's credit rating at time of application. |
Sources (2)
All captured Oct 15, 2026
Who can join SkyPoint Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or volunteer in Alexandria, VA; Arlington County, VA; District of Columbia; Falls Church, VA; Frederick County, MD; or Montgomery County, MD are eligible to join.
Family and household
- All family members of current members are eligible to join.
- Members of a household with an existing credit union member are eligible to join.
Membership information collected October 4, 2026.