Credit union · NCUA insured
Sing Sing Employees Federal Credit Union Auto Loan Rates
Sing Sing Employees Federal Credit Union auto loan rates start at 2.85% APR. Rates checked October 16, 2026.
How Sing Sing Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Sing Sing Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sing Sing Employees Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
MOTORCYCLE LOAN
Required security of 5%. Motorcycle must have less than 10,000 miles and be less than 5 years old. Vehicle must also meet the retail value as specified in the NADA Auto Guide. You cannot refinance this loan. Membership in good standing for a minimum of three (3) months, permanent status with employer and on the job for one (1) year required.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.35% | Maximum term on a motorcycle loan is four (4) years with a required security of 5%. Motorcycle must have less than 10,000 miles and be less than 5 years old. Vehicle must also meet the retail value as specified in the NADA Auto Guide. You cannot refinance this loan. |
Sources (2)
All captured Oct 7, 2026
NEW AUTO LOAN
Required security of 5%. SSEFCU will be the Lien Holder until the loan is paid in full. You cannot refinance this loan. Membership in good standing for a minimum of three (3) months, permanent status with employer and on the job for one (1) year required.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 2.85% | Maximum term on a new car loan is seven (7) years with a required security of 5%. You cannot refinance this loan. |
Sources (2)
All captured Oct 7, 2026
USED AUTO LOAN
Required security of 5%. Used car must have less than 100,000 miles and be less than seven (7) years old. Vehicle must also meet the retail value as specified in the NADA Auto Guide. You cannot refinance this loan. Membership in good standing for a minimum of three (3) months, permanent status with employer and on the job for one (1) year required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.00% | Maximum term on a used car loan is six (6) years with a required security of 5%. Used car must have less than 100,000 miles and be less than seven (7) years old. Vehicle must also meet the retail value as specified in the NADA Auto Guide. You cannot refinance this loan. |
Sources (2)
All captured Oct 7, 2026
Who can join Sing Sing Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.