Bank · FDIC insured
Simmesport State Bank Credit Card Rates
Simmesport State Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Simmesport State Bank’s credit card rates compare
Compared with banks and credit unions in Louisiana, where Simmesport State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Simmesport State Bank
13.99%APR
- Up to
- —
Consumer Card – Low Rate
Lowest rate
Bossier Federal Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
Simmesport State Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Simmesport State Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Card – Low Rate
Mastercard consumer credit card. APR for purchases and cash advances is the same with no higher rate for cash advances. 25-day interest-free grace period on purchases; no grace period on cash advances. If no box or too many boxes are checked on the application, applicant is deemed to have selected the Low Rate Card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first six months on purchases, balance transfers, and cash advances. |
| Ongoing | 14.99% | None | Ongoing variable APR after the introductory period determined by adding 6.99% to the Prime Rate (Index 8.00% as of March 24, 2023). Maximum APR will never exceed 21%. |
Sources (2)
All captured Oct 7, 2026
Consumer Card – Preferred Points
Mastercard consumer credit card. APR for purchases and cash advances is the same with no higher rate for cash advances. 25-day interest-free grace period on purchases; no grace period on cash advances. Cash advances can be made for up to 50% of credit line. If an applicant does not qualify for a World Card, they are automatically offered a Preferred Points Card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for first six months on purchases, balance transfers, and cash advances. |
| Ongoing | 19.99% | None | Ongoing variable APR after the introductory period determined by adding 11.99% to the Prime Rate (Index 8.00% as of March 24, 2023). Maximum APR will never exceed 21%. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.