Credit union · NCUA insured
Signature Federal Credit Union Credit Card Rates
Top CarrotSignature Federal Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Signature Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Signature Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Signature Federal Credit Union
12.99%APR
- Up to
- —
Visa Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Signature Federal Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Signature Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Visa
Requires a minimum deposit of $500. Advanced with a $500 credit limit; as balance is paid down, member can begin charging.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Starting at 13.99% APR. Minimum deposit of $500. $500 credit limit. No foreign transaction fees, no minimum finance charges, and no annual fee (all SFCU Visa cards have no annual fee). Balance transfer fees may apply during promotions. |
Sources (2)
All captured Oct 7, 2026
First Start Visa
Credit limits of $250 to $1,000. No co-signer required (must be 18 or older). After one year of positive payment history, member can apply to upgrade card and credit limit. Rate quoted assumes excellent borrower credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Starting at 13.99% APR. Credit limits of $250 to $1,000. No foreign transaction fees, no minimum finance charges, and no annual fee (all SFCU Visa cards have no annual fee). Balance transfer fees may apply during promotions. |
Sources (2)
All captured Oct 7, 2026
Student Visa
Amount limit up to $10,000. Actual APR determined at time of application based on credit information.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Stated as 10.99% APR on student loan rate schedule. Up to $10,000 limit. |
| Ongoing | 11.99% | None | APR as low as 11.99% on personal loan and credit card rate schedule. Amount limit up to $10,000. No annual fee, no foreign transaction fees, no cash advance fee, and no balance transfer fee (balance transfer fees may apply during promotions). |
Visa Classic
Credit lines from $500 to $10,000. Rate quoted assumes excellent borrower credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | APR starting at / as low as 13.99%. Credit limit up to $10,000. No annual fee, no foreign transaction fees, no minimum finance charges, no cash advance fee, and no balance transfer fee (balance transfer fees may apply during promotions). |
Visa Platinum
Credit lines from $500 to $25,000. Rate quoted assumes excellent borrower credit history. Actual APR determined at time of application based on credit information.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | APR starting at / as low as 12.99%. Credit limit up to $25,000. No annual fee, no minimum finance charges, no foreign transaction fees, no cash advance fee, and no balance transfer fee (balance transfer fees may apply during promotions). |
Visa Signature
No pre-set spending limit or credit limits up to $50,000 for well-qualified borrowers. Choice of rewards: 6 points on streaming services and 2 points per $1 spent on all other purchases, or 6% cash rebate on streaming services and 2% cash rebate on all other purchases ($10 monthly rebate cap or 60-point cap applies to streaming services). Rate quoted assumes excellent borrower credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | APR as low as 13.50%. Actual APR based on application and credit information. Not all applicants qualify for the lowest rate. No annual fee, no foreign transaction fee, no minimum finance charge, no cash advance fee, and no balance transfer fee (balance transfer fees may apply during promotions). |
Who can join Signature Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.