Credit union · NCUA insured
Sierra Central Credit Union CD Rates
A $1.5B credit union, the 328th largest of 4,329, headquartered in Yuba City, CA, with 87,009 members and 18 branches in California.
How Sierra Central Credit Union’s CD rates compare
Compared with banks and credit unions near Chico, CA, where Sierra Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sierra Central Credit Union
4.07%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $511
Share Certificate
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Share Certificate
Up to 4.07%APY · 10 terms
Available for IRA investment. Tiered balance rate structure. Fixed rate with a fixed term. Penalties for early withdrawal. Membership open to those who live, work, worship, or attend school in branch location counties.
| Term | APY · $500 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.73% | 2.78% | 2.84% | 2.73%2.78% $50k–$100k2.84% from $100k | $68 |
| 6 months | 3.04% | 3.09% | 3.14% | 3.04%3.09% $50k–$100k3.14% from $100k | $151 |
| 7 monthsSpecial Rate / Promotion. Limited time offer through October 31, 2026 | 3.71% | 3.76% | 3.82% | 3.71%3.76% $50k–$100k3.82% from $100k | $215 |
| 12 months | 3.40% | 3.45% | 3.50% | 3.40%3.45% $50k–$100k3.50% from $100k | $340 |
| 15 monthsSpecial Share Certificate promotion. Limited time offer through October 31, 2026 | 4.07% | 4.13% | 4.18% | 4.07%4.13% $50k–$100k4.18% from $100k | $511 |
| 18 months | 3.17% | 3.22% | 3.27% | 3.17%3.22% $50k–$100k3.27% from $100k | $479 |
| 24 months | 3.20% | 3.25% | 3.30% | 3.20%3.25% $50k–$100k3.30% from $100k | $650 |
| 36 months | 3.23% | 3.28% | 3.33% | 3.23%3.28% $50k–$100k3.33% from $100k | $1,001 |
| 48 months | 3.30% | 3.35% | 3.40% | 3.30%3.35% $50k–$100k3.40% from $100k | $1,387 |
| 60 months | 3.40% | 3.45% | 3.51% | 3.40%3.45% $50k–$100k3.51% from $100k | $1,820 |
Who can join Sierra Central Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.