Credit union · NCUA insured
Shuford Federal Credit Union Savings Rates
Shuford Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings Account. Rates checked October 22, 2026.
How Shuford Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hickory, NC, where Shuford Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Shuford Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Regular Share Savings Account
Top rate
State Employees' Credit Union
2.20%APY
- Minimum
- $250
- Earns on $10,000 a year
- $220
2nd-highest rate
Self-Help Credit Union
2.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $212
Shuford Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shuford Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.10%APY
A regular share savings account must be maintained in the account at all times. Once opened, other accounts may be opened. All accounts require submission of Photo ID and Social Security information.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are Annual Percentage Yield. All rates are subject to change quarterly and are declared during the third month of each quarter for that quarter.Any balance | 0.10% | $10 | Rates are Annual Percentage Yield. All rates are subject to change quarterly and are declared during the third month of each quarter for that quarter. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Accounts
1.00%APY
Offers tax advantages and earns interest for retirement savings. All accounts require submission of Photo ID and Social Security information.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are Annual Percentage Yield. All rates are subject to change quarterly and are declared during the third month of each quarter for that quarter.Any balance | 1.00% | $100 | Rates are Annual Percentage Yield. All rates are subject to change quarterly and are declared during the third month of each quarter for that quarter. |
Sources (2)
All captured Sep 19, 2026
Who can join Shuford Federal Credit Union
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