Credit union · NCUA insured
Self Memorial Hospital FCU Auto Loan Rates
Self Memorial Hospital FCU auto loans start at 4.50% for a used one. Rates checked October 22, 2026.
How Self Memorial Hospital FCU’s auto loan rates compare
Compared with banks and credit unions near Greenwood, SC, where Self Memorial Hospital FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Self Memorial Hospital FCU
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
TRU Federal Credit Union
3.50%APR
- Terms
- up to 120 months
- Up to
- —
2nd-lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
Self Memorial Hospital FCU auto loan score
85
Auto loan score
Higher than 69% of U.S. banks and credit unions
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Self Memorial Hospital FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
Collateralized loans are based on average of wholesale and retail value up to 100%. Loan rates may change due to credit score risk basis; rate received varies depending on creditworthiness, individual credit history, term of loan, and standard underwriting factors. Minimum credit score of 575 required to qualify for promotion; maximum APR that can apply is 15.15%. GAP insurance and Extended Warranty can be financed with collateralized loans.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.00% | Rates as low as. Rate based on creditworthiness, credit score risk basis, and term of loan. Collateralized loans based on average of wholesale and retail value up to 100%. Minimum credit score of 575 required for promotion; maximum APR is 15.15%. |
Used Auto
Collateralized loans are based on average of wholesale and retail value up to 100%. Loan rates may change due to credit score risk basis; rate received varies depending on creditworthiness, individual credit history, term of loan, and standard underwriting factors. Minimum credit score of 575 required to qualify for promotion; maximum APR that can apply is 15.15%. GAP insurance and Extended Warranty can be financed with collateralized loans.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Rates as low as. Rate based on creditworthiness, credit score risk basis, and term of loan. Collateralized loans based on average of wholesale and retail value up to 100%. Minimum credit score of 575 required for promotion; maximum APR is 15.15%. |
Who can join Self Memorial Hospital FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, and volunteers of Self Regional Healthcare are eligible for membership.
- Employees, retirees, and volunteers of Edgefield Hospital are eligible for membership.
- Employees, retirees, and volunteers of Wesley Commons are eligible for membership.
Family and household
- Immediate family, household members, volunteers, and organizations affiliated with qualifying employers are eligible for membership.
Cost to join
- Membership requires $25 for one share.
Membership information collected October 4, 2026.