San Joaquin Power Employees Credit Union High-Yield Savings & Money Market Rates

How San Joaquin Power Employees Credit Union’s savings rates compare

Compared with banks and credit unions in California, where San Joaquin Power Employees Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
San Joaquin Power Employees Credit Union
4.00%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$400
Regular Share Account
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Axos Bank
5.00%APY
Requires
Another account
Minimum
$0
Earns on $10,000 a year
$500
Axos Bank rates

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Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Special-purpose accounts

Regular Share Account

4.00%APYBusiness$5 to open

Dedicated exclusively to employees and retirees of PG&E. Par value of one share is $5.00 as a condition of membership. Deposits are limited to up to $1,000 per month; accounts with balances of $250,000.00 are not eligible to make additional deposits.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividends are compounded and credited annually based on the average daily balance method. Must maintain a minimum average daily balance of $5.00 to obtain the disclosed APY. Accrued dividends are forfeit if closed prior to payment.$5 and up	4.00%	$400	Dividends are compounded and credited annually based on the average daily balance method. Must maintain a minimum average daily balance of $5.00 to obtain the disclosed APY. Accrued dividends are forfeit if closed prior to payment.

Sources (3)

All captured Sep 16, 2026

Who can join San Joaquin Power Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees and retirees of PG&E are eligible for membership.

Family and household

Spouses of PG&E employees and retirees are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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