Credit union · NCUA insured
SAFE Credit Union Credit Card Rates
SAFE Credit Union doesn’t publish an ongoing APR for its credit cards, only introductory rates. Rates checked October 16, 2026.
How SAFE Credit Union’s credit card rates compare
Compared with banks and credit unions near Sacramento, CA, where SAFE Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SAFE Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
California Community Credit Union
8.90%APR
- Up to
- 14.90% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa® Credit Card
All loans subject to credit approval and membership eligibility. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory purchase offer: 0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter. We may end your Introductory APR or Promotional APR if you make a late payment. |
| Intro, 12 months | 0.00% | None | Promotional balance transfer offer: 0% Promo APR for the first 12 billing cycles after first balance transfer submission; after that, based on creditworthiness, APR matches regular card APR. We may end your Introductory APR or Promotional APR if you make a late payment. |
No ongoing APR is published for this card, only the rate above.
Cash Back+ Visa Signature® Credit Card
All loans subject to credit approval and membership eligibility. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory purchase offer: 0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter. We may end your Introductory APR or Promotional APR if you make a late payment. |
| Intro, 12 months | 0.00% | None | Promotional balance transfer offer: 0% Promo APR for the first 12 billing cycles after first balance transfer submission; after that, based on creditworthiness, APR matches regular card APR. We may end your Introductory APR or Promotional APR if you make a late payment. |
No ongoing APR is published for this card, only the rate above.
Essential Visa® Credit Card
All loans subject to credit approval and membership eligibility. No annual fee and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory purchase offer: 0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter. We may end your Introductory APR or Promotional APR if you make a late payment. |
| Intro, 12 months | 0.00% | None | Promotional balance transfer offer: 0% Promo APR for the first 12 billing cycles after first balance transfer submission; after that, based on creditworthiness, APR matches regular card APR. We may end your Introductory APR or Promotional APR if you make a late payment. |
No ongoing APR is published for this card, only the rate above.
Who can join SAFE Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.