Credit union · NCUA insured
Safe 1 Credit Union Credit Card Rates
Safe 1 Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Safe 1 Credit Union’s credit card rates compare
Compared with banks and credit unions near Bakersfield, CA, where Safe 1 Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Safe 1 Credit Union
11.50%APR
- Up to
- 19.75% APR
Mastercard Platinum
Lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Edwards Federal Credit Union
9.99%APR
- Up to
- 17.99% APR
Safe 1 Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Safe 1 Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
Single or Joint Accounts, and Authorized Users. Credit limits up to $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50%–19.75% | None | Variable APR based on Prime Rate; rates and terms vary based on creditworthiness. Applicable for purchases, balance transfers, and cash advances. No balance transfer fee. |
Mastercard Platinum Rewards
Single or Joint Accounts, and Authorized Users. Credit limits up to $25,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–21.75% | None | Variable APR based on Prime Rate; rates and terms vary based on creditworthiness. Applicable for purchases, balance transfers, and cash advances. No balance transfer fee. |
Who can join Safe 1 Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.