Sacramento Credit Union Credit Card Rates

How Sacramento Credit Union’s credit card rates compare

Compared with banks and credit unions near Sacramento, CA, where Sacramento Credit Union has the most branches. Ongoing purchase APR, lowest first.

74

Credit card score

Higher than 37% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Sacramento Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	11.75%	None	—

Sources (3)

All captured Oct 7, 2026

Applies to	APR	Annual fee	Conditions
Ongoing	13.65%	None	—

Sources (3)

All captured Oct 7, 2026

Applies to	APR	Annual fee	Conditions
Ongoing	17.50%	None	—

Sources (3)

All captured Oct 7, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

Membership is open to anyone who lives in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba County, California.
Membership is open to anyone who regularly works in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba County, California.

Membership is open to any business, corporation, or legal entity operating in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo, or Yuba County, California.

Joining requires an initial deposit of at least $25 in cash or check ($50 if opening both a Savings and Checking Account).

Membership information collected October 5, 2026.