Credit union · NCUA insured
RVA Financial Credit Card Rates
Top CarrotRVA Financial credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How RVA Financial’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where RVA Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
RVA Financial
11.90%APR
- Up to
- —
Credit Cards
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
RVA Financial credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where RVA Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
Standard APRs for purchases and balance transfers will apply and is subject to change. Earn 1% cash back up to $50 monthly ($600 annually) on eligible purchases, deposited to Primary Share Savings at month end (cash back not earned on interest, fees, cash advances, balance transfers). Subject to credit approval. Minimum and maximum credit limits apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | As low as rate. Standard APRs for purchases and balance transfers will apply and is subject to change. Earn 1% cash back up to $50 monthly ($600 annually) on eligible purchases. Subject to credit approval. Minimum and maximum credit limits apply. |
Who can join RVA Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of American Consumer Council are eligible for membership.
Military, government and schools
- Employees of the Capital Region Airport Commission are eligible for membership.
- Employees of the City of Richmond, VA are eligible for membership.
- Employees of the Richmond Redevelopment & Housing Authority who work in Richmond, VA are eligible for membership.
- Employees of the Richmond School Board in Richmond, VA are eligible for membership.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 4, 2026.