Bank · FDIC insured
Rollstone Bank & Trust Auto Loan Rates
Rollstone Bank & Trust auto loans start at 5.75% APR for a new vehicle and 6.00% for a used one. Rates checked October 15, 2026.
How Rollstone Bank & Trust’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Rollstone Bank & Trust has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Rollstone Bank & Trust
5.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loan - New Vehicles
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Rollstone Bank & Trust auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rollstone Bank & Trust ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan - New Vehicles
Available to Massachusetts, New Hampshire, and Maine residents. Vehicle model age must be new (current calendar year or the coming year). Terms are for loans up to 110% loan-to-value (LTV). Displayed APRs reflect a 0.25% reduction for automatic payments from a Rollstone Bank & Trust deposit account. APRs assume excellent borrower credit history; subject to credit approval. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.50% | APR may be as low as 5.50% based on excellent borrower credit history. Maximum term 48 months. Maximum loan amount $100,000. Monthly payment is $23.26 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be new (current calendar year or coming year). Up to 110% LTV. |
| up to 60 months | 5.75% | APR may be as low as 5.75% based on excellent borrower credit history. Maximum term 60 months. Maximum loan amount $100,000. Monthly payment is $19.22 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be new (current calendar year or coming year). Up to 110% LTV. |
| up to 72 months | 6.00% | APR may be as low as 6.00% based on excellent borrower credit history. Maximum term 72 months. Maximum loan amount $100,000. Monthly payment is $16.58 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be new (current calendar year or coming year). Up to 110% LTV. |
Sources (2)
All captured Oct 15, 2026
Auto Loan - Used Vehicles
Available to Massachusetts, New Hampshire, and Maine residents. Vehicle model age must be 10 years or less. Displayed terms are for loans up to 110% loan-to-value (LTV). Displayed APRs reflect a 0.25% reduction for automatic payments from a Rollstone Bank & Trust deposit account. APRs assume excellent borrower credit history; subject to credit approval. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | APR may be as low as 5.75% based on excellent borrower credit history. Maximum term 48 months. Maximum loan amount $75,000. Monthly payment is $23.37 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be 10 years or less. Up to 110% LTV. |
| up to 60 months | 6.00% | APR may be as low as 6.00% based on excellent borrower credit history. Maximum term 60 months. Maximum loan amount $75,000. Monthly payment is $19.34 per $1,000 borrowed. Includes 0.25% auto-pay discount from a Rollstone Bank & Trust deposit account. Vehicle model age must be 10 years or less. Up to 110% LTV. |
Sources (2)
All captured Oct 15, 2026
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