Riverways Federal Credit Union Savings & Money Market Rates

How Riverways Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Rolla, MO, where Riverways Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Riverways Federal Credit Union
0.06%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$6
Gateway Savings
Top rate
U.S. Bank
2.00%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$200
U.S. Bank rates
2nd-highest rate
Southern Bank
1.00%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$100
Southern Bank rates

Compare savings rates near you →

62

Savings score

Higher than 7% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.01%
$10,000 balance$10,0000.06%
$100,000 balance$100,0000.10%
QualifiedQualified0.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Riverways Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Gateway Savings

0.06%APY$5 to open

Primary savings account required to become a Member.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Earned on the first $9,999.99.	0.01%	—	Earned on the first $9,999.99.
$10,000 – $25,000Earned on the next $14,999.99.	0.06%	$6	Earned on the next $14,999.99.
$25,000 and upEarned on all over $24,999.99.	0.10%	—	Earned on all over $24,999.99.

Sources (3)

All captured Sep 17, 2026

Special-purpose accounts

Bright Start Savings

0.06%APYKids and teens$5 to open

Designed for kids from birth to 17 years old. Minimum deposit of $5.00 required and not available for withdrawal. A split rate dividend is paid, compounded and paid quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Earned on the first $9,999.99.	0.01%	—	Earned on the first $9,999.99.
$10,000 – $25,000Earned on the next $14,999.99.	0.06%	$6	Earned on the next $14,999.99.
$25,000 and upEarned on all over $24,999.99.	0.10%	—	Earned on all over $24,999.99.

Sources (3)

All captured Sep 17, 2026

Who can join Riverways Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details