Credit union · NCUA insured
Riverways Federal Credit Union
A $129.1M credit union headquartered in Rolla, MO, with 10,772 members and 3 branches in Missouri. Best rates: savings 0.06% APY.
Riverways Federal Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#3 of 6 in Rolla, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Riverways Federal Credit Union
- Headquarters
- 1012 Forum Dr, Rolla, MO 65401
- NCUA charter
- 12890
Branches
3 branches in Missouri
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Missouri
3 branches
Rolla area · 1
- Riverways Federal Credit UnionMain office1012 Forum Dr, Rolla, MO 65401Directions
Cuba area · 1
- Cuba Branch408 S Franklin St Ste B, Cuba, MO 65453Directions
Salem area · 1
- Salem Branch1201 W Scenic Rivers Blvd, Salem, MO 65560Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.42% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.14% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $98 | $76 | — |
- CapitalNet worth ratio8.42%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.14%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$98Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Riverways Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.