Credit union · NCUA insured
Riverbank Federal Credit Union Savings Rates
Top CarrotRiverbank Federal Credit Union’s best savings rate is 0.02% APY on $10,000, with its RFCU Auxiliary Savings. Rates checked October 22, 2026.
How Riverbank Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Riverbank Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Riverbank Federal Credit Union
0.02%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $2
RFCU Auxiliary Savings
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Riverbank Federal Credit Union savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.02%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riverbank Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
RFCU Auxiliary Savings
0.02%APY
No minimum balance requirements to open or maintain.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upA balance of $500 earns dividends paid monthly based on Average Daily Balance.$500 and up | 0.02% | $2 | A balance of $500 earns dividends paid monthly based on Average Daily Balance. |
Sources (2)
All captured Oct 15, 2026
Riverbank Primary Savings/Membership Account
0.02%APY
Credit union membership is open to anyone who lives, works, goes to school, or worships in Hartford County and their immediate family members. Account requires a minimum deposit of $25 to establish membership. Balance below $25 may result in termination of membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends are compounded and credited monthly based on the average daily balance. Minimum balance of $500 required to earn dividends/APY. Account holders under 18 years of age are exempt from the $500 minimum balance requirement to obtain APY.$500 and up | 0.02% | $2 | Dividends are compounded and credited monthly based on the average daily balance. Minimum balance of $500 required to earn dividends/APY. Account holders under 18 years of age are exempt from the $500 minimum balance requirement to obtain APY. |
Sources (3)
- riverbankfcu.com/Documents/Dis…s/Account-Disclosure.pdf
- riverbankfcu.com/Accounts/Savings/Savings-Membership
- riverbankfcu.com/Rates/Savings-Rates
All captured Oct 15, 2026
Special-purpose accounts
Health Savings Account
0.05%APY
Tax-sheltered savings account used together with a high deductible health plan for medical expenses. Must be opened in branch due to paperwork requirements. No administrative, annual, or minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upA balance of $500 earns dividends paid monthly based on Average Daily Balance.$500 and up | 0.05% | $5 | A balance of $500 earns dividends paid monthly based on Average Daily Balance. |
Sources (2)
All captured Oct 15, 2026
IRA Accumulator Savings Account
0.05%APY
Available as Traditional and Roth IRA types. Completely liquid with no minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upA minimum balance / daily balance of $500.00 earns dividends paid/compounded monthly based on Average Daily Balance / daily balance method.$500 and up | 0.05% | $5 | A minimum balance / daily balance of $500.00 earns dividends paid/compounded monthly based on Average Daily Balance / daily balance method. |
Sources (2)
All captured Oct 15, 2026
Junior Account
0.02%APY
Savings account for children ages 0-12, with a parent or guardian joint owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns dividends on balances of $25 or greater.$25 and up | 0.02% | $2 | Earns dividends on balances of $25 or greater. |
Sources (2)
All captured Oct 15, 2026
RFCU Holiday Account
0.02%APY
No minimum balance requirements to open or maintain. Funds are automatically transferred to Primary Savings on the first business day of October. $25 fee charged for early withdrawal or account closure before maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMust maintain a minimum daily balance of $50.00 each day to obtain disclosed APY. Dividends compounded and credited monthly. Matures first business day of October and automatically renews.$50 and up | 0.02% | $2 | Must maintain a minimum daily balance of $50.00 each day to obtain disclosed APY. Dividends compounded and credited monthly. Matures first business day of October and automatically renews. |
RFCU Vacation Account
0.02%APY
No minimum balance requirements to open or maintain. Funds are automatically transferred to Primary Savings on the first business day of May. $25 fee charged for early withdrawal or account closure before maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMust maintain a minimum daily balance of $50.00 each day to obtain disclosed APY. Dividends compounded and credited monthly. Matures first business day of May and automatically renews.$50 and up | 0.02% | $2 | Must maintain a minimum daily balance of $50.00 each day to obtain disclosed APY. Dividends compounded and credited monthly. Matures first business day of May and automatically renews. |
Youth Account
0.02%APY
Savings account for youth ages 13-18. Parent or guardian consent required for mobile banking/deposit and joint ownership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns dividends on balances of $25 or greater.$25 and up | 0.02% | $2 | Earns dividends on balances of $25 or greater. |
Sources (2)
All captured Oct 15, 2026
Who can join Riverbank Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.