Bank · FDIC insured
River City Bank
A $423.4M bank headquartered in Rome, GA, with 3 branches in Georgia.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About River City Bank
River City Bank has served the North Georgia region since 2006.
- Headquarters
- 228 N 2nd Ave Sw, Rome, GA 30165
- FDIC certificate
- 58289 ↗
Branches
3 branches in Georgia
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Georgia
3 branches
Rome area · 1
- River City BankMain office228 N 2nd Ave Sw, Rome, GA 30165Directions
Blairsville area · 1
- Hwy 515 Blairsville Branch206 Highway 515 E, Blairsville, GA 30512Directions
Atlanta area · 1
- River City Bank Branch29 Collins Dr, Cartersville, GA 30120Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.15% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.71% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio10.15%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.71%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of River City Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.