Credit union · NCUA insured
Members First Credit Union Credit Card Rates
Members First Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Members First Credit Union’s credit card rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Members First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members First Credit Union
9.90%APR
- Up to
- 17.90% APR
Visa Credit Cards
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
Synergy Federal Credit Union
10.40%APR
- Up to
- —
Members First Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Cards
Secured by borrower's own funds held in Savings account. Fixed rate for purchases and cash advances. Secured credit limits from $1,000 up to $25,000 matching hold amount. 25-day grace period on purchases. Everyone's approved for a Secured Credit Card. 1.00% foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Fixed rates as low as 13.9% APR for purchases and cash advances; subject to usual credit standards and credit score. |
Sources (1)
- m1st.org/credit-cards · captured Oct 16, 2026
Visa Credit Cards
Fixed rate applies to both purchases and cash advances. Subject to credit standards; APR determined by credit score, amount financed, and term of loan. Credit limits available from $1,000 up to $25,000 based on credit score and income. 25-day grace period on purchases. 1.00% foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–17.90% | None | Fixed rate; same low rate applies to both purchases and cash advances. APR determined by credit rating/score, amount financed, and term of loan. |
Who can join Members First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live in either Nueces County or Cameron County.
- Eligibility is open to individuals who work in either Nueces County or Cameron County.
Family and household
- Eligibility is open via Existing Family Member Referral.
Membership information collected October 5, 2026.