Credit union · NCUA insured
Rio Grande Credit Union Credit Card Rates
Rio Grande Credit Union credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Rio Grande Credit Union’s credit card rates compare
Compared with banks and credit unions near Albuquerque, NM, where Rio Grande Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rio Grande Credit Union
12.24%APR
- Up to
- 17.99% APR
Visa® Platinum
Lowest rate
State Employees Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Sandia Area Federal Credit Union
8.74%APR
- Up to
- 17.99% APR
Rio Grande Credit Union credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rio Grande Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum
This APR will vary with the market based on the Prime Rate. No penalty APR. 1% international transaction fee. Up to $25 late payment fee, up to $26 returned payment fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.24%–17.99% | None | This APR will vary with the market based on the Prime Rate. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 22, 2026
Visa® Platinum Rewards
This APR will vary with the market based on the Prime Rate. Earn rewards on purchases. No penalty APR. 1% international transaction fee. Up to $25 late payment fee, up to $26 returned payment fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24%–17.99% | None | This APR will vary with the market based on the Prime Rate. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 22, 2026
Visa® Secured
Requires depositing funds to secure the card into primary savings account (minimum $300). No credit check; must apply in a branch or call. This APR will vary with the market based on the Prime Rate. No penalty APR. 1% international transaction fee. Up to $25 late payment fee, up to $26 returned payment fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.50% | None | Deposit funds into primary savings account (minimum $300) to secure credit line. Variable APR based on Prime Rate. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (3)
All captured Oct 22, 2026
Who can join Rio Grande Credit Union
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