Credit union · NCUA insured
Refugio County FCU Auto Loan Rates
Refugio County FCU auto loans start at 5.10% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How Refugio County FCU’s auto loan rates compare
Compared with banks and credit unions in Texas, where Refugio County FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Refugio County FCU
5.10%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
NEW VEHICLES, BOATS, RV’S
Lowest rate
Valley Federal Credit Union
2.95%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
Refugio County FCU auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- New vehicleNew5.10%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Refugio County FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW VEHICLES, BOATS, RV’S
Rate based on credit history. Actual rate may be higher. 100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.10% | Fixed APR. Rate as low as 5.10%. Rate based on credit history; actual rate may be higher. Example: 36 mths @ 5.10% = $30.01 per month per $1,000.00. |
USED VEHICLE (7 YEARS OR OLDER)
Rate based on credit history. Actual rate may be higher. Minimum payment $50.00.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 10.50% | Fixed APR. Rate as low as 10.50%. Rate based on credit history; actual rate may be higher. Term up to 60 months. Example: 36 mths @ 10.50% = $32.50 per month per $1,000.00 (50.00 min pymt). |
Sources (1)
- refugiocountyfcu.com/rates · captured Oct 7, 2026
USED VEHICLES, BOATS, RV’S
Rate based on credit history. Actual rate may be higher.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00% | Fixed APR. Rate as low as 6.00%. Rate based on credit history; actual rate may be higher. Example: 36 mths @ 6.00% = $30.42 per month per $1,000.00. |
Who can join Refugio County FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.