Bank · FDIC insured
Redwood Capital Bank Credit Card Rates
Redwood Capital Bank credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Redwood Capital Bank’s credit card rates compare
Compared with banks and credit unions near Eureka, CA, where Redwood Capital Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Redwood Capital Bank
13.99%APR
Value Card
Lowest rate
Coast Central Credit Union
9.70%APR
2nd-lowest rate
Compass Community Credit Union
10.99%APR
Redwood Capital Bank credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Redwood Capital Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Everything Rewards Card
Introductory rate of 0.00% APR for first 6 months. Ongoing variable APR is Prime + 11.99% with a Rate Cap of 21.00%. No annual fee. 25-day interest-free grace period (+5 additional days).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- redwoodcapitalbank.com/personal/consumer-credit-cards · captured Oct 7, 2026
Premier Plus - World Card
$5,000 minimum credit limit requirement. Introductory rate of 0.00% APR for first 6 months. Ongoing variable APR is Prime + 11.99% with a Rate Cap of 21.00%. No annual fee. 25-day interest-free grace period (+5 additional days).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for first 6 months. $5,000 minimum credit limit requirement. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- redwoodcapitalbank.com/personal/consumer-credit-cards · captured Oct 7, 2026
Value Card
Introductory rate of 0.00% APR for the first six months. Ongoing variable APR is Prime + 6.99% with a Rate Cap of 21.00%. No annual fee. 25-day interest-free grace period (+5 additional days).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory rate for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- redwoodcapitalbank.com/personal/consumer-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.