Bank · FDIC insured
Redwood Capital Bank
A $566M bank headquartered in Eureka, CA, with 4 branches in California.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Redwood Capital Bank
- Headquarters
- 402 G St, Eureka, CA 95501
- FDIC certificate
- 57610 ↗
Branches
4 branches in California
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California
4 branches
- Redwood Capital BankMain office402 G St, Eureka, CA 95501Directions
- Arcata Branch1315 G St, Arcata, CA 95521Directions
- Henderson Center Branch2816 F St, Eureka, CA 95501Directions
- Fortuna Branch1075 S Fortuna Blvd, Fortuna, CA 95540Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.96% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio10.96%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Redwood Capital Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.