Credit union · NCUA insured
Red Crown Credit Union Savings Rates
Red Crown Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Red Crown Credit Union’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where Red Crown Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Red Crown Credit Union
0.40%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $40
Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Red Crown Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.75%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Red Crown Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Surge Savings
0.10%APY
No maintenance fee. Four free withdrawals every 12-month period from opening date; $20.00 fee for all other withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $25,000 | 0.10% | $10 |
| $25,000 – $100,000 | 1.50% | — |
| $100,000 – $150,000 | 1.75% | — |
| $150,000 – $200,000 | 2.25% | — |
| $200,000 and up | 4.00% | — |
Money Market Account
0.40%APY
Requires $2,000.00 deposit to open and maintain. $10.00 monthly fee if balance falls below $2,000.00. Six free withdrawals per month; $5.00 for each withdrawal over 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $5,000Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. | 0.20% | — | Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. |
| $5,000 – $30,000Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. | 0.40% | $40 | Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. |
| $30,000 – $60,000Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. | 0.60% | — | Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. |
| $60,000 – $90,000Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. | 0.80% | — | Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. |
| $90,000 and upWaived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. | 1.01% | — | Waived monthly maintenance fee when maintaining a $2,000.00 balance; $10.00 fee per month if balance falls below $2,000.00. Six free withdrawals per month. |
Personal Savings
0.10%APY
A Personal Savings account comes with every Red Crown membership. Earns dividends if balance is over $100.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Special-purpose accounts
Club Savings
0.30%APY
Two free withdrawals per year ($5.00 for each withdrawal over 2 per calendar year). Deposit a maximum of $500.00 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.30% | $30 |
IRA Shares
0.25%APY
IRA Set Up is free for members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
Sources (1)
- redcrowncu.org/rates-fees · captured Sep 18, 2026
Who can join Red Crown Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in Oklahoma's Tulsa, Creek, Mayes, Okmulgee, Osage, Pawnee, Rogers, or Wagoner counties.
Family and household
- Immediate family and household members of existing Red Crown members are eligible to join.
Membership information collected October 4, 2026.