Credit union · NCUA insured
Ravalli County Federal Credit Union CD Rates
Top CarrotRavalli County Federal Credit Union’s best CD rate is 3.53% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Ravalli County Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Montana, where Ravalli County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ravalli County Federal Credit Union
3.53%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $175
Share Certificate
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5
- Earns on $10,000
- $920
Ravalli County Federal Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo2.52%
- 31–60 months31–60 mo1.51%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ravalli County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.53%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.53% | $175 |
| 12 months | 3.03% | $303 |
| 18 months | 2.52% | $380 |
| 30 months | 2.02% | $513 |
| 60 months | 1.51% | $778 |
Sources (1)
- ravallicountyfcu.org/savings · captured Sep 16, 2026
Special-purpose accounts
3 Month Youth Certificate
3.53%APY · 1 term
Available to members who are 18 years old or younger.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAvailable to members who are 18 years old or younger | 3.53% | $87 |
Sources (1)
- ravallicountyfcu.org/savings · captured Sep 16, 2026
Who can join Ravalli County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.