Credit union · NCUA insured
Raleigh County Educators FCU Auto Loan Rates
Raleigh County Educators FCU auto loans start at 4.99% for a used one. Rates checked October 22, 2026.
How Raleigh County Educators FCU’s auto loan rates compare
Compared with banks and credit unions near Beckley, WV, where Raleigh County Educators FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Raleigh County Educators FCU
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Bayer Heritage Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 16.25% APR
2nd-lowest rate
Alloy Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Up to
- 7.49% APR
Raleigh County Educators FCU auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Raleigh County Educators FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
Membership is available to employees of public, private, and parochial schools and colleges in Raleigh County and their immediate family.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.99% | With approved credit; 84 month maximum term. |
Used Autos
Membership is available to employees of public, private, and parochial schools and colleges in Raleigh County and their immediate family.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.99% | With approved credit; 72 month maximum term; 9 years old maximum, must payoff by 13th year of life. |
Who can join Raleigh County Educators FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of public, private, and parochial schools and colleges in Raleigh County are eligible for membership.
Family and household
- Immediate family members of eligible school and college employees can be part of the organization.
Cost to join
- A minimum share balance of $5 must remain in the account at all times to maintain active membership.
Membership information collected October 4, 2026.