Credit union · NCUA insured
Raleigh County Educators FCU
A $21.6M credit union headquartered in Beckley, WV, with 2,294 members and 3 branches in 2 states.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Raleigh County Educators FCU
Raleigh County Educators Federal Credit Union is a member-owned institution serving employees of public, private, and parochial schools and colleges in Raleigh County.
- Headquarters
- 105 Adair St, Beckley, WV 25801-3733
- NCUA charter
- 23722
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of public, private, and parochial schools and colleges in Raleigh County are eligible for membership.
Family and household
- Immediate family members of eligible school and college employees can be part of the organization.
Cost to join
- A minimum share balance of $5 must remain in the account at all times to maintain active membership.
Branches
3 branches in 2 states
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West Virginia
2 branches
- Raleigh County Educators Federal Credit UnionMain office105 Adair St, Beckley, WV 25801Directions
- RW Electric Company120 Electric Ave, Beckley, WV 25801Directions
Wisconsin
1 branch
- Fiserve255 Fiserv Dr, Brookfield, WI 53045Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.34% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio26.34%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Raleigh County Educators FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.