Credit union · NCUA insured
PSEG Nuclear Employees Federal Credit Union Auto Loan Rates
PSEG Nuclear Employees Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 6.49% for a used one. Rates checked October 22, 2026.
How PSEG Nuclear Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where PSEG Nuclear Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PSEG Nuclear Employees Federal Credit Union
5.74%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Auto
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
PSEG Nuclear Employees Federal Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PSEG Nuclear Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
100% financing available based on NADA value. We will match dealership rate down to 1.9% with proof.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | — |
| up to 48 months | 4.99% | — |
| up to 60 months | 5.74% | — |
| up to 72 months | 6.49% | — |
Sources (1)
- psegnuclearcreditunion.com/loanrates.php · captured Oct 4, 2026
Used Auto
100% financing available based on NADA value. We will match dealership rate down to 1.9% with proof.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | — |
| up to 48 months | 5.74% | — |
| up to 60 months | 6.49% | — |
| up to 72 months | 7.24% | — |
Sources (1)
- psegnuclearcreditunion.com/loanrates.php · captured Oct 4, 2026
Who can join PSEG Nuclear Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.