Credit union · NCUA insured
Priority Plus Federal Credit Union Auto Loan Rates
Priority Plus Federal Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Priority Plus Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Priority Plus Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Priority Plus Federal Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
New Auto
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Priority Plus Federal Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Priority Plus Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles (New & Used)
Financing up to 100% Purchase Price for qualified members. Rate reduced by 0.50% APR with Automatic Payments scheduled from a Priority Plus FCU Checking Account. New motorcycles choice of term up to 72 months; used motorcycles choice of term up to 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49% | Reduced APR as low as 5.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Term up to 72 mos. for New Motorcycles. |
| up to 72 months | 5.99% | Standard APR as low as 5.99% without automatic payment discount. Term up to 72 mos. for New Motorcycles. |
| up to 60 months | 5.49% | Reduced APR as low as 5.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Term up to 60 mos. for Used Motorcycles. |
| up to 60 months | 5.99% | Standard APR as low as 5.99% without automatic payment discount. Term up to 60 mos. for Used Motorcycles. |
Sources (1)
- priorityplusfcu.org/lending/vehicle-loans · captured Oct 15, 2026
New Auto
100% MSRP financing available for qualified members only. Rate matches available for loan approvals from other financial institutions. Rate reduced by 0.50% APR with Automatic Payments scheduled from a Priority Plus FCU Checking Account.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.49% | Reduced APR as low as 5.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Financing up to 100% MSRP for qualified members. |
| up to 84 months | 5.99% | Standard APR as low as 5.99% without automatic payment discount. Financing up to 100% MSRP for qualified members. |
Sources (1)
- priorityplusfcu.org/lending/vehicle-loans · captured Oct 15, 2026
Used Auto
100% NADA Retail financing available for qualified members only. Rate matches available for loan approvals from other financial institutions. Rate reduced by 0.50% APR with Automatic Payments scheduled from a Priority Plus FCU Checking Account.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49% | Reduced APR as low as 5.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Financing up to 100% NADA Retail for qualified members. |
| up to 72 months | 5.99% | Standard APR as low as 5.99% without automatic payment discount. Financing up to 100% NADA Retail for qualified members. |
Sources (1)
- priorityplusfcu.org/lending/vehicle-loans · captured Oct 15, 2026
Used Auto (Model years 5 to 6 years back)
For model years 5 to 6 years back. 100% NADA Retail financing available for qualified members only. Rate reduced by 0.50% APR with Automatic Payments scheduled from a Priority Plus FCU Checking Account. Extended 72-month term for qualified borrowers.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.49% | Reduced APR as low as 6.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Max term 60 months. |
| up to 60 months | 6.99% | Standard APR as low as 6.99% without automatic payment discount. Max term 60 months. |
| up to 72 months | 6.49% | Reduced APR as low as 6.49% requires Automatic Payment scheduled from a Priority Plus FCU Checking Account. Extended 72-month term for qualified borrowers. |
| up to 72 months | 6.99% | Standard APR as low as 6.99% without automatic payment discount. Extended 72-month term for qualified borrowers. |
Sources (1)
- priorityplusfcu.org/lending/vehicle-loans · captured Oct 15, 2026
Who can join Priority Plus Federal Credit Union
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