Credit union · NCUA insured
Princeton Federal Credit Union Credit Card Rates
Princeton Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Princeton Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Trenton, NJ, where Princeton Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Princeton Federal Credit Union
9.90%APR
VISA Rewards Credit Card
Lowest rate
HEFCU
8.99%APR
2nd-lowest rate
Self Reliance Financial Federal Credit Union
9.49%APR
Princeton Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Princeton Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Rewards Credit Card
Princeton Federal Credit Union membership in good standing required ($5 fee to Financial Fitness Association, Princeton University students/employees, 90+ SEGs, or greater Mercer County residents/workers; ITIN accepted). Credit limits up to $20,000. No annual fee, no balance transfer fee, no cash advance fee. 1% foreign/international transaction fee applies to purchases made outside of the United States.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving term. Payment 3% of balance. Rate stated as 'As low as 9.90% APR*'. Subject to credit approval and income requirements. |
| Intro, 6 months | 2.99% | None | Introductory special for new cardholders on balance transfers for the first six billing cycles. No balance transfer fee. |
| Ongoing | 9.99%–18.00% | None | Variable APR subject to creditworthiness following the introductory balance transfer period as stated on p22. No annual fee, no balance transfer fee, no cash advance fee. |
| Ongoing | 9.90%–17.90% | None | Variable APR based on creditworthiness following the introductory balance transfer period as stated on p27 (9.99%-17.90% / 9.90%-17.90%). No annual fee, no balance transfer fee, no cash advance fee. |
Sources (3)
- princetonfcu.org/loan-mortgage-rates
- princetonfcu.org/princeton-nj-credit-union-credit-card
- princetonfcu.org/visa-rewards-credit-card
All captured Oct 15, 2026
Who can join Princeton Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All members of the Financial Fitness Association are eligible for membership.
- Employees or students of over 95 Select Employer/School Groups are eligible for membership.
Membership information collected October 5, 2026.