Credit union · NCUA insured
PPECU Auto Loan Rates
Top CarrotPPECU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How PPECU’s auto loan rates compare
Compared with banks and credit unions near Peoria, IL, where PPECU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PPECU
4.49%APR
- Terms
- up to 72 months
Auto Loan
Lowest rate
Cooperative Choice Network Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
Peoria Hiway CU
4.25%APR
- Terms
- —
PPECU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PPECU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates are based on LTV=100% or less for standard terms. Rates vary depending on credit score. Add 0.50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term).
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.49% | Model Year 2025 & Newer. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 66 months | 4.49% | Model Year 2023-2024. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 66 months | 4.64% | Model Year 2021-2022. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 60 months | 4.99% | Model Year 2020. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 60 months | 5.34% | Model Year 2019. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 60 months | 6.24% | Model Year 2018. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
| up to 60 months | 7.49% | Model Year 2017 & Older. Standard Term. Annual percentage rates will vary depending on credit score. Add .50% APR for loan terms greater than the standard term. Maximum term is 72 months (90% LTV for all loans over standard term). |
Sources (1)
- ppecu.info/loan-rates · captured Oct 7, 2026
Who can join PPECU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.