Credit union · NCUA insured
Peoria Hiway CU Auto Loan Rates
Top CarrotPeoria Hiway CU auto loans start at 4.25% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Peoria Hiway CU’s auto loan rates compare
Compared with banks and credit unions near Peoria, IL, where Peoria Hiway CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peoria Hiway CU
4.25%APR
- Terms
- —
New Vehicles/Motorcycles
Lowest rate
Cooperative Choice Network Credit Union
3.74%APR
- Terms
- up to 60 months
3rd-lowest rate
PPECU
4.49%APR
- Terms
- up to 72 months
Peoria Hiway CU auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoria Hiway CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Cars
Subtract 0.25% for State of Illinois payroll/pension deduction. Subtract 0.25% for relationship pricing ($2,500.00+ on deposit or $5,000.00+ in outstanding loan balances). Rates based on credit worthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00% | Base rate. Available discounts: subtract 0.25% for State of Illinois payroll/pension deduction, subtract 0.25% for relationship pricing. |
Sources (1)
- peoriahiwaycu.com/rates · captured Oct 6, 2026
New Vehicles/Motorcycles
Subtract 0.25% for State of Illinois payroll/pension deduction. Subtract 0.25% for relationship pricing ($2,500.00+ on deposit or $5,000.00+ in outstanding loan balances). Rates based on credit worthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | Base rate. Available discounts: subtract 0.25% for State of Illinois payroll/pension deduction, subtract 0.25% for relationship pricing. |
Sources (1)
- peoriahiwaycu.com/rates · captured Oct 6, 2026
Used Vehicles/Motorcycles
Subtract 0.25% for State of Illinois payroll/pension deduction. Subtract 0.25% for relationship pricing ($2,500.00+ on deposit or $5,000.00+ in outstanding loan balances). Rates based on credit worthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | 0-5 yrs old. Base rate. Available discounts: subtract 0.25% for State of Illinois payroll/pension deduction, subtract 0.25% for relationship pricing. |
| — | 5.25% | 6-19 yrs old. Base rate. Available discounts: subtract 0.25% for State of Illinois payroll/pension deduction, subtract 0.25% for relationship pricing. |
Sources (1)
- peoriahiwaycu.com/rates · captured Oct 6, 2026
Who can join Peoria Hiway CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of the Illinois Department of Transportation or the Department of Central Management Services, District 4 are eligible for membership.
- State employees assigned to functional duties at the Peoria District office or its maintenance satellites are eligible for membership.
Family and household
- Family members of employees or retirees of the Illinois Department of Transportation or the Department of Central Management Services, District 4 are eligible for membership.
- Family members of current members are eligible for membership.
Membership information collected October 5, 2026.