Credit union · NCUA insured
Postal Employees Credit Union Credit Card Rates
Postal Employees Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Postal Employees Credit Union’s credit card rates compare
Compared with banks and credit unions near Trenton, NJ, where Postal Employees Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Postal Employees Credit Union
10.90%APR
Visa Credit Card
Lowest rate
HEFCU
8.99%APR
2nd-lowest rate
Self Reliance Financial Federal Credit Union
9.49%APR
Postal Employees Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Postal Employees Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
For loan approval, minimum credit score must be at least 600. Rates subject to change without prior notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | For loan approval, minimum credit score must be at least 600. |
Who can join Postal Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All staff members of the credit union are eligible to join.
Military, government and schools
- All federal employees who work in the zip code areas of 085xx and 086xx are eligible to join.
Family and household
- Children of a qualified member or the member's spouse are eligible to join.
- Parents of a qualified member or the member's spouse are eligible to join.
- Spouses of qualified members are eligible to join.
Membership information collected October 5, 2026.