Credit union · NCUA insured
Postal & Community Credit Union Credit Card Rates
Top CarrotPostal & Community Credit Union credit cards start at 11.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Postal & Community Credit Union’s credit card rates compare
Compared with banks and credit unions near St. Joseph, MO-KS, where Postal & Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Postal & Community Credit Union
11.75%APR
Visa Credit Card
2nd-lowest rate
Holy Rosary Credit Union
12.75%APR
3rd-lowest rate
UMB Bank
14.49%APR
Postal & Community Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Postal & Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rates determined by underwriting guidelines including credit bureau score and term of loan. Must be eligible for membership to borrow.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | As low as 11.75% APR based on credit bureau score and term. No annual fee. 25 day grace period. |
Who can join Postal & Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.