Credit union · NCUA insured
Port Arthur Teachers Federal Credit Union Credit Card Rates
Port Arthur Teachers Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Port Arthur Teachers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Beaumont, TX, where Port Arthur Teachers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Port Arthur Teachers Federal Credit Union
9.90%APR
- Up to
- —
Mastercard Credit Card
Lowest rate
Eastex Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Golden Triangle Federal Credit Union
8.90%APR
- Up to
- —
Port Arthur Teachers Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Port Arthur Teachers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rate based on creditworthiness and term of loan. |
Sources (1)
- patfcu.org/products-and-services · captured Oct 7, 2026
Who can join Port Arthur Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school within the boundaries of the Port Arthur Independent School District is eligible to join.
Family and household
- All immediate family members of current members are eligible to join.
Cost to join
- A minimum deposit of at least $25 into a Dividend Share Account (Regular Savings Account) is required to establish membership and ownership.
Membership information collected October 5, 2026.