Credit union · NCUA insured
POPA Federal Credit Union Auto Loan Rates
Top CarrotPOPA Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How POPA Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where POPA Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
POPA Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
POPA Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where POPA Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans
With approved credit, loans are made available for up to 125% of the retail value of the motorcycle. Terms are available up to 72 months. The rates shown reflect a Relationship Benefits discount of 0.50% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment and enrolls in eStatements, and has a POPA FCU credit card. Dual sport motorcycles fall under Off-Road/ATV vehicle rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | Max Amount Financed up to 125%. Dual sport qualifies under Off-Road/ATV Vehicle Rates. Includes 0.50% Relationship Benefits discount. |
| up to 60 months | 5.99% | Max Amount Financed up to 125%. Dual sport qualifies under Off-Road/ATV Vehicle Rates. Includes 0.50% Relationship Benefits discount. |
| up to 72 months | 6.49% | Max Amount Financed up to 125%. Dual sport qualifies under Off-Road/ATV Vehicle Rates. Includes 0.50% Relationship Benefits discount. |
Sources (2)
All captured Oct 16, 2026
New Auto
Up to 125% financing. Rates reflect a Relationship Benefits discount of 0.50% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment and enrolls in eStatements, and has a POPA FCU credit card. On approved credit.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 60 months | 4.49% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 72 months | 4.99% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 84 months | 5.49% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 96 months | 6.49% | Max Amount Financed up to 125%. Minimum loan amount financed of $50,000 is required for a 96 month extended term. 96 months are not available for Experian FICO scores 649 and below. Includes 0.50% Relationship Benefits discount. |
Sources (1)
- popafcu.org/loans/personal-loans/loan-rates · captured Oct 16, 2026
Used Auto
Up to 125% financing. Rates reflect a Relationship Benefits discount of 0.50% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment and enrolls in eStatements, and has a POPA FCU credit card. On approved credit.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 60 months | 4.49% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
| up to 72 months | 4.99% | Max Amount Financed up to 125%. Includes 0.50% Relationship Benefits discount. |
Sources (1)
- popafcu.org/loans/personal-loans/loan-rates · captured Oct 16, 2026
Who can join POPA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.