Credit union · NCUA insured
Policemen's Federal Credit Union Savings Rates
Policemen's Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Targeted Share Savings - Special Accounts. Rates checked October 15, 2026.
How Policemen's Federal Credit Union’s savings rates compare
Compared with banks and credit unions near South Bend, IN-MI, where Policemen's Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Policemen's Federal Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Targeted Share Savings - Special Accounts
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Policemen's Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Policemen's Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Targeted Share Savings - Special Accounts
0.25%APY
Rates listed are current as of 11/01/2024 and subject to change without notice. Fees may reduce earnings on share accounts. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- policemensfcu.org/savings-loan-rates · captured Sep 18, 2026
Membership Share Savings
0.05%APY
Rates listed are current as of 11/01/2024 and subject to change without notice. Fees may reduce earnings on share accounts. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | $5 |
| $10,001 – $25,000 | 0.05% | — |
| $25,001 – $50,000 | 0.10% | — |
| Over $50,000 | 0.10% | — |
Sources (1)
- policemensfcu.org/savings-loan-rates · captured Sep 18, 2026
Special-purpose accounts
Targeted Share Savings - Christmas
0.25%APY
Rates listed are current as of 11/01/2024 and subject to change without notice. Fees may reduce earnings on share accounts. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- policemensfcu.org/savings-loan-rates · captured Sep 18, 2026
Targeted Share Savings - Vacation Accounts
0.25%APY
Rates listed are current as of 11/01/2024 and subject to change without notice. Fees may reduce earnings on share accounts. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- policemensfcu.org/savings-loan-rates · captured Sep 18, 2026
IRA's
0.10%APY
Rates listed are current as of 11/01/2024 and subject to change without notice. Fees may reduce earnings on share accounts. Individual Retirement Accounts insured to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
Sources (1)
- policemensfcu.org/savings-loan-rates · captured Sep 18, 2026
Who can join Policemen's Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can become an Associate Member of the Fraternal Order of Police (FOP) for $20 to become eligible for membership.
Employers and groups
- Members or associate members of FOP Lodge 36, FOP Lodge 91, or FOP Lodge 155 are eligible for membership.
- Employees or retirees of Indiana Michigan Power (I&M) or Mishawaka Utilities are eligible for membership.
Military, government and schools
- Employees or retirees of law enforcement agencies in South Bend, Mishawaka, or St. Joseph County are eligible for membership.
Family and household
- Immediate family members of current Policemen's Federal Credit Union members are eligible for membership.
Cost to join
- A one-time fee of $20 is required to join the Fraternal Order of Police Associates (FOPA).
Membership information collected October 5, 2026.